European Lending Platform
Compliance-First Digital Lending Infrastructure
8 months
6 people
Overview
A fintech company required a robust lending platform meeting stringent EU regulatory requirements including PSD2, GDPR, and KYC/AML. The system needed to handle complex underwriting workflows and provide real-time risk assessment.
The Challenge
Building a system that meets complex regulatory requirements, implements sophisticated credit risk models, integrates with European banking infrastructure, and maintains audit trails for compliance investigations.
Our Solution
Developed a highly regulated platform with comprehensive logging, automated compliance checks, and integration with KYC/AML providers. Implemented microservices for risk assessment, credit evaluation, and transaction processing.
Results
Processed €50M+ in lending annually
Zero regulatory violations in 3-year operation
Approval times reduced from days to hours
Customer satisfaction score of 4.8/5